Banks and Banking , Finance , Economics- Macroeconomics , Money and Monetary Policy , PP , bank , low income country , risk , emerging market , market , FX risk , asset quality , refinancing risk , FX liquidity requirement , a number of LICs , liquidity support , parent bank , banks in LICs , FX liquidity ratio , lending model , Pan-African bank , Credit , Macroprudential policy , Systemic risk , Sub-Saharan Africa