Determinants of Credit Growth and Interest Margins in the Philippines and Asia

Working Paper No. 12/123

Despite robust deposit growth, credit growth has been sluggish in the Philippines. We attribute this to legacy weaknesses in bank balance sheets, consumption-led economic growth, and relatively high net interest margins. Bank-level analysis suggests that interest margins in the Philippines rise with bank size, bank capitalization, foreign... READ MORE...

Publication date: May 2012
ISBN 9781475503524

Add to Cart by clicking price of the language and format you'd like to purchase

Available Languages and Formats


Publication date: May 2012


Publication date: May 2012