Determinants of Credit Growth and Interest Margins in the Philippines and Asia

Working Paper No. 12/123

Nopic
Despite robust deposit growth, credit growth has been sluggish in the Philippines. We attribute this to legacy weaknesses in bank balance sheets, consumption-led economic growth, and relatively high net interest margins. Bank-level analysis suggests that interest margins in the Philippines rise with bank size, bank capitalization, foreign... READ MORE...

Publication date: May 2012
ISBN 9781475503524
$18.00

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Publication date: May 2012

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Publication date: May 2012

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