Credit Booms and Lending Standards : Evidence From the Subprime Mortgage Market

Evidence From the Subprime Mortgage Market

Credit Booms and Lending Standards : Evidence From the Subprime Mortgage Market
This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid expansion of this market. We show that lending standards declined more in areas that experienced larger credit booms and house price increases. We also find that the underlying market structure mattered, with entry of new, large... READ MORE...

Publication date: April 2008
ISBN 9781451869675
$18.00

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