How Effective is Macroprudential Policy? Evidence from Lending Restriction Measures in EU Countries

How Effective is Macroprudential Policy? Evidence from Lending Restriction Measures in EU Countries
This paper assesses the effectiveness of lending restriction measures, such as loan-to-value and debt-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in 28 EU countries over 1990–2018. The results suggest that lending restriction measures are generally... READ MORE...

Publication date: March 2019
ISBN 9781498300872
$18.00

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