Innovation, Deregulation, and the Life Cycle of a Financial Service Industry

Innovation, Deregulation, and the Life Cycle of a Financial Service Industry
This paper examines innovation, deregulation, and firm dynamics over the life cycle of theU.S. ATM and debit card industry. In doing so, we construct a dynamic equilibrium model tostudy how a major product innovation (introducing the new debit card function) interactedwith banking deregulation drove the industry shakeout. Calibrating the model... READ MORE...

Publication date: August 2015
ISBN 9781513537733
$18.00

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